Meet CMA Board of Directors Member Melissa Kobus

CMA Board of Directors Member Melissa Kobus of Walters Wholesale Electric

Melissa Kobus, CCE, the Assistant Director of Credit for Walters Wholesale Electric in Signal Hill, CA, is our favorite type of member. CMA’s 2018 Mentor of the Year, Kobus is a huge supporter of CMA, having been on the CMA Board of Directors since 2008, serving in several roles including Chairman and Advisor. On the Board and in her credit group, she is a great leader, setting an example for others. Her fellow Board members have described her as having a huge heart, always thinking of others first, full of helpful knowledge, as she visibly goes out of her way to help and answer questions or find information. She also participates in nearly all CMA events.

Kobus says that industry credit group membership with CMA is the benefit her company most uses. “The connection with other industry members has saved our company money, we avoid a potential bad credit decision,” she said.

“My first industry credit group meeting in Northern CA was challenging. There were so many people who had been attending that meeting for a long time that it was a little intimidating. Their confidence and experience pushed me to grow and become more involved. I became a group chair and started taking CMA’s education classes. Today, I encourage others to participate fully in the industry group meeting and reach for their goals.”

“To me, the biggest challenge in credit today is finding good credit managers. I’m thankful that I have CMA to help me put together a network of credit managers in my industry who I have created relationships with and that I regularly call on both professionally and personally,” she said.

While her profession causes her to sometimes travel locally doing customer visits, Kobus and her husband enjoy travelling internationally as much as possible. “Some of the best places I’ve been have included Paris, Lucerne, Budapest and Vienna.” She’s also a fan of the TV show Game of Thrones. “I binged watched the first 6 seasons in 2 weeks and became hooked. Not sure that I can wait until next year for the 8th season,” she added.

Kobus has this advice for younger credit professionals: “When in doubt, DO SOMETHING. It’s become a popular phrase, but it is so true.”

We appreciate Kobus’s great and can-do attitude, and we hope you get to meet Kobus at an upcoming CMA event.

Meet CMA Board of Directors Member Tracy Rosenbach of Silgan Containers

Tracy Rosenbach, Financial Services Manager for Silgan Containers LLC, has been a CMA member since 1995. In her more than 20 years in credit, Rosenbach said that the networking opportunities she’s had with CMA members has been invaluable to her experience as a credit manager. “To have the opportunity to speak with other credit professionals about credit situations and how they handled them has been a great help. I believe that being able to network strengthens the profession.”

In addition to networking, Rosenbach said that using CMA as a resource for services has been great for Silgan. “We purchase our credit reports through CMA which has helped to save my company money,” she said. Rosenbach also attends many of the education sessions that CMA offers, including CreditScape. “Attending these events has been beneficial on multiple levels. Receiving the educational updates and networking with other credit professionals has been a tremendous boost professionally. I believe our biggest challenges in credit are keeping up with changes in laws that directly impact how we handle our customers and being aware of the latest changes in technology. As credit managers, we are impacted by so many areas, sometimes all at once. Attending conferences and webinars helps us to keep up with the changes in our profession.”

Rosenbach has served on the CMA Board of Directors for a number of years, including a run as Chair of the Board of Directors from 2016-2017.

As a veteran credit professional, Rosenbach said this for new credit managers: “My recommendation for people joining the profession is to become a member of Credit Management Association and join an appropriate trade credit group. Take in as much education as you can and get out and meet the people that can help you the most.”

In her personal life, she enjoys traveling as well as photography. For example, last year she flew to Guatemala with a customer-lead group to work with local children. “I feel so strongly that travel also provides an opportunity for education. The understanding of and compassion towards another culture is so important in the world today.”

Rosenbach resides in the greater Los Angeles area with her family.

Now Accepting Nominations and Applications for CMA Board of Directors

The CMA Nominating Committee is now accepting nominations and applications for service on the 2016-2017 Board of Directors. If you would like to nominate a candidate for service, or you are interested in applying for a Director position directly, please complete a Candidate Nomination or Application form and return it to CMA by January 29, 2016. Click here to download the forms.

Board of Directors Qualifications and Responsibilities

As provided by the Bylaws of CMA, the Board of Directors oversees the general operation and sets policy for the Association. It is, therefore, essential that members of the Board understand their responsibilities and be willing to commit the time and effort necessary to do justice to this great organization.

The responsibilities and qualifications of a member of the Board are as follows:

1. Read and be familiar with the Bylaws of the Corporation.

2. A Board member must be the authorized representative of his/her company to CMA.

3. Attend the Annual Meeting and Installation of Officers and Directors, March 24-25, 2016.

4. Attend regular Board meetings, four times per year.

5. Attend the Annual Board Retreat (two days in February).

6. Review and accept financial and operating statements of the Association.

7. Review and approve reports of committees and project teams.

8. Serve on various committees of the Association as assigned by the Chair of the Board.

9. Show support for the Association and its programs by participating in CMA’s member services and by attending educational and networking functions, and promote CMA’s services to other members and prospective members at every opportunity.

10. When possible, attend the annual NACM Credit Congress held each May or June, and/or CMA’s CreditScape Summits (Spring and Fall).