http://creditmanagementassociation.org/forums/ en-US Thu, 09 Sep 2010 00:56:09 +0000 http://bbpress.org/?v=1.0.2 q http://creditmanagementassociation.org/forums/search.php http://creditmanagementassociation.org/forums/topic/168#post-815 Thu, 02 Sep 2010 15:05:21 +0000 Dina Amadril 815@http://creditmanagementassociation.org/forums/ <p>Poll: What method do you use to measure receivables? Go to this link to participate: <a href="http://poll.fm/27h9q" rel="nofollow">http://poll.fm/27h9q</a> </p> http://creditmanagementassociation.org/forums/topic/167#post-811 Tue, 31 Aug 2010 14:40:07 +0000 zen 811@http://creditmanagementassociation.org/forums/ <p>Hi</p> <p>I am chasing a bad debt, I have been in contact with the individual via his gmail account that he listed on the contract he signed. He has stated that he is unable to pay due to poor health. There has been several emails back and forth but no contact for some time now.<br /> Do these emails constitute a written acknowledgement of debt and would they stand up in court if he denies sending them as I am aware how easily emails can be faked.<br /> Thanks </p> http://creditmanagementassociation.org/forums/topic/95#post-448 Mon, 01 Mar 2010 20:18:56 +0000 Michael Dennis 448@http://creditmanagementassociation.org/forums/ <p>Has anyone switched recently from D&amp;B to Experian as their primary credit bureau, and if so how have you found the quality and quantity of information with Experian? In you experience, is Experian able to get financial statements as often from privately held companies?</p> <p>Thank you</p> <p>Michael Dennis </p> http://creditmanagementassociation.org/forums/topic/148#post-745 Thu, 01 Jul 2010 22:29:41 +0000 Louise 745@http://creditmanagementassociation.org/forums/ <p>Can anyone share with me their incentive plan including some criteria and percentages? </p> http://creditmanagementassociation.org/forums/topic/143#post-722 Tue, 29 Jun 2010 02:51:10 +0000 Jeffrey Day 722@http://creditmanagementassociation.org/forums/ <p>Although I have had what I feel is an excellent career in credit work, I have had difficulty obtaining even occasional temporary positions through many well known financial staffing firms.<br /> I will occasionally request your thoughts, experiences, opinions, even educated guesses, on what can be done to upgrade my successes in the temporary endeavors. </p> <p>Thank you. </p> http://creditmanagementassociation.org/forums/topic/161#post-792 Wed, 18 Aug 2010 18:11:46 +0000 pop232 792@http://creditmanagementassociation.org/forums/ <p>Question- Should I create a different credit application for customer we do business with oversees/ in Canada? I was told that the terms and conditions on my US credit application would not apply to either the Canadian / Korean based customer. Suggestion or could you send me some examples via email to: <a href="mailto:terrie@popchips.com">terrie@popchips.com</a>. </p> http://creditmanagementassociation.org/forums/topic/160#post-789 Mon, 16 Aug 2010 23:16:05 +0000 Mike Mitchell III 789@http://creditmanagementassociation.org/forums/ <p>At a recent meeting of CMA’s Western Home Furnishings Credit Group, long-time member Sandberg Furniture informed the group that a tax auditor from the State of Texas was currently on site at Sandberg’s office requesting Texas Sales and Use Tax Exemption Certificates (aka Resale Certificates) for all of Sandberg’s Texas customers. According to Sandberg, this is the first time the furniture manufacturer has ever been audited by another state to produce proof of customers’ status as resellers. Texas requires that suppliers get certificates signed by resellers in Texas and must keep original signed certificates on file in order to prove exemption from paying state tax on purchases. Failure to produce signed certificates can result in possible liability for unpaid sales tax that could be billed to suppliers. </p> <p>CMA is bringing this matter to the attention of all of our members because of its potential to affect any member with customers in the State of Texas. Also, this action suggests that other states may engage in similar audits in an effort to generate additional tax revenue.</p> <p>I would like to extend CMA’s appreciation to Sandberg Furniture for alerting us to this potentially serious situation, and allowing us to share this information with all of our members so they can be prepared.</p> <p>Has anyone else experienced this from Texas or any other state? </p> http://creditmanagementassociation.org/forums/topic/164#post-798 Wed, 25 Aug 2010 00:16:04 +0000 Michele Carter 798@http://creditmanagementassociation.org/forums/ <p>I have a customer in Korea that wants to purchase under payment terms of Cash Against Documents. My understanding is that we hold the original documents the need for importing until we receive payment, less costly than LC's. Can anyone offer me their input/advice on this? </p> http://creditmanagementassociation.org/forums/topic/166#post-801 Wed, 25 Aug 2010 17:07:34 +0000 Michael Dennis 801@http://creditmanagementassociation.org/forums/ <p>Good Morning,</p> <p>Can anyone share their methodology for rating / ranking / scoring privately held customers? I will be happy to reciprocate. My email address is: <a href="mailto:michael.c.dennis@seagate.com">michael.c.dennis@seagate.com</a> if you would prefer not to post your response in this public forum.</p> <p>Thank you.</p> <p>Michael Dennis </p> http://creditmanagementassociation.org/forums/topic/163#post-795 Thu, 19 Aug 2010 16:48:19 +0000 Michael Dennis 795@http://creditmanagementassociation.org/forums/ <p>Does anyone know of an active industry credit group for suppliers to the Airline industry anywhere?</p> <p>Thank you.</p> <p>Michael Dennis </p> http://creditmanagementassociation.org/forums/topic/162#post-793 Wed, 18 Aug 2010 22:01:10 +0000 Franklin 793@http://creditmanagementassociation.org/forums/ <p>Does anyone have a Maintenance Equipment Cancellation Letter? Thanks in advance :-) </p> http://creditmanagementassociation.org/forums/topic/156#post-776 Wed, 04 Aug 2010 21:29:41 +0000 Rudolph Cheong 776@http://creditmanagementassociation.org/forums/ <p>We use Pay by Scan with a major customer and get about 5000 invoices from their locations daily which have to be enterred on Excel manually. Is there a software/program that could consolidate the PO's by stores so that at the end of the season, we can see what stores scanned and which didn't </p> http://creditmanagementassociation.org/forums/topic/159#post-786 Thu, 12 Aug 2010 17:16:27 +0000 Christine 786@http://creditmanagementassociation.org/forums/ <p>We submit our trade data to D&amp;B monthly. Today I received an e-mail from D&amp;B regarding our April data submission. They wanted me to review some numbers to verify what they had...</p> <p>I don't understand why they would wait until August to clarify what was submitted for April. Nor do I understand where they pulled the information they want me to verify. On one, they listed a new account (set up in May) as past due in April; the account did not even have a balance until the end of June.</p> <p>Has anyone else had this come up before? </p> http://creditmanagementassociation.org/forums/topic/158#post-784 Mon, 09 Aug 2010 12:17:13 +0000 Michael Dennis 784@http://creditmanagementassociation.org/forums/ <p>I will be the presenter at an interactive teleseminar this afternoon sponsored by the NACM. The topic is: Improving collection effectiveness. It is not too late to sign up if you are interested. Thank you.</p> <p>Michael Dennis </p> http://creditmanagementassociation.org/forums/topic/157#post-777 Thu, 05 Aug 2010 15:31:43 +0000 Ashley Wexler 777@http://creditmanagementassociation.org/forums/ <p>We have a large customer of ours that wants a large line, longer terms, etc...we have reviewed fiancials and are not comfortable with this however they are a large part of our business and we want to find something that works for them but will have added security for us.</p> <p>What is the BEST security instrument that you can use for a company-even one that may later on file bankruptcy: UCC filing/PMSI or Letter of Credit? **These are both protected from bankruptcy/prefernce payments correct?**</p> <p>What is the effect of each on a buyer, i.e. what objections would they have to these...lesser borrowing from their bank on LC or secured lenders in place won't allow UCC?</p> <p>Thank you for your insight! </p>