Creditworthiness – It’s In Your Face

Faces 

Dr. Jefferson Duarte of Rice University in Houston has conducted studies suggesting that you can judge a person's creditworthiness by looking at his face.

Using the website Prosper.com Dr. Duarte had 25 workers review the photos attached to loan applications. Rating them 1-5 on creditworthiness they found that the creditworthiness ratings correlated to their actual credit histories.

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