What is CMA?

Credit Management Association (CMA) is a non-profit association that has served business to-business companies since 1883. CMA helps credit, collection, and financial decision-makers get the information and support they need to make fast, accurate credit decisions. In addition, CMA assists insolvent companies with workouts or liquidation through cost effective alternatives to bankruptcy.

NACM Affiliate

As the largest affiliate of the National Association of Credit Management (NACM), CMA delivers a variety of services to large and small companies across the full spectrum of the business credit economy.

CMA Poll


CMA Credit Confidence Score

Q4 2011 Credit Confidence score

The largest drop we have seen since we started calculating in Q2 2009, the score drops .22 points to 6.93. The Q4 2011 Credit Confidence Score reflects the trend of slowing payments experienced in Q3 and expected to continue in Q4. Each quarter CMA surveys its’ members about their payment experiences and payment confidence for the next quarter.

The Credit Confidence Score represents the level of confidence our members have in their customers’ ability to pay in the next quarter. The scale is 1 to 10 with 10 being the highest level of confidence. See how it trends over time – click here.